Expat Mortgage Table
Buy-to-let mortgage products suitable for non-UK-resident (expat) investors. Rates as of 31 July 2026; indicative, not an offer.
| Lender | Product | Rate | LTV |
|---|---|---|---|
| Kent Reliance | Expat BTL · 5yr fix · 75% LTV | %5.90–6.50 | 75% |
| NatWest | Residential · 2yr fix · circa 75% LTV | %4.71 | 75% |
| Barclays | Residential · 2yr fix · circa 75% LTV | %4.63 | 75% |
Rates are indicative, not an offer. Eligibility depends on personal circumstances; applications are handled by the relevant lender/broker. Big Ben Invest is not a mortgage broker.
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Rates as of 31 Jul 2026
Kent Reliance%5.90–6.50
Expat BTL · 5yr fix · 75% LTV · 5-yr fixed · LTV 75%
5.90–6.50% rate range · 0–3% tiered fee · kentreliance.co.uk · 31 Jul 2026
Chat on WhatsAppNatWest%4.71
Residential · 2yr fix · circa 75% LTV · 2-yr fixed · LTV 75%
£995 fee · natwest.com/mortgages/mortgage-rates.html · 31 Jul 2026
Chat on WhatsAppBarclays%4.63
Residential · 2yr fix · circa 75% LTV · 2-yr fixed · LTV 75%
£1,004 fee · hoa.org.uk/best-mortgage-rates/ · 31 Jul 2026
Chat on WhatsAppRates are indicative, not an offer.